---
title: "Area code 786: Florida, United States"
url: "https://lookvalid.com/area-code/786.md"
canonical_url: "https://lookvalid.com/area-code/786"
last_updated: "2026-10-23"
type: "reference"
summary: "Area code 786 serves Florida, United States. Number formats, numbering rules, a live phone validator and the other codes in Florida."
---

# Area code 786: Florida, United States

Area code 786 serves Florida, United States. Number formats, numbering rules, a live phone validator and the other codes in Florida.

NANPA lists 786 central office codes (prefixes) in use in area code 786, held by 48 holders across 5 rate centers.
The largest rate center is MIAMI, with 540 prefixes (69%).
Omnipoint Miami E License holds the most prefixes, 176 (22%). 87% of the prefixes are pooled, which means their thousands-blocks can belong to different companies.
The FCC unwanted-call data has 4,973 complaints on file for 3,266 numbers in 786, most often filed as "Unwanted Calls". These are consumer reports, not findings.

## Facts

- In service since: 1998-03-01
- Time zone: Eastern (E)
- Assigned overlays: 305 (1947-01-01), 645 (2023-08-04)
- Prefixes in use: 786
- Pooled prefixes: 682 (87%)
- Rate centers: 5
- Companies holding prefixes: 48
- Assignment dates on file: 2001-01-04 to 2023-10-19 (615 prefixes)
- ZIP codes in its places: 104

## Rate centers

| Rate center | Prefixes | Share |
| --- | --- | --- |
| MIAMI | 540 | 69% |
| NORTH DADE | 105 | 13% |
| PERRINE | 56 | 7% |
| HOMESTEAD | 50 | 6% |
| KEYS | 35 | 4% |

## Carriers

| Holder | Prefixes | Share |
| --- | --- | --- |
| Omnipoint Miami E License | 176 | 22% |
| Metropcs | 105 | 13% |
| New Cingular Wireless PCS | 59 | 8% |
| Verizon Wireless | 56 | 7% |
| Southern Bell Tel & Tel | 53 | 7% |
| Onvoy | 48 | 6% |
| 42 other carriers | 289 | 37% |

A prefix holder is the company a code was assigned to, not necessarily a number's current carrier, because numbers can be ported to another company.

## History

- 1947-01-01: Area code 305, named as the parent of 786 in the NANPA report, was in service.
- 1998-03-01: Area code 786 went into service.

## Nearest area codes

The area codes closest to 786, measured between the centers of the ZIP code places they serve, are 754 (about 19 miles), 954 (about 19 miles), 561 (about 54 miles), 728 (about 54 miles) and 239 (about 105 miles).

## ZIP codes

104 ZIP codes fall in places that have a rate center in this area code. The places with the most are Miami, FL (95 ZIP codes) and Homestead, FL (9 ZIP codes). A ZIP code and an area code are unrelated systems, so a ZIP code can sit in more than one area code and an area code spans many ZIP codes.

## Complaints on file

4,973 complaints for 3,266 numbers. Numbers whose latest complaint falls in each year:

- 2023: 162
- 2024: 193
- 2025: 185

## Questions

### Where is area code 786?

NANPA assigns area code 786 to Florida, United States.

### In which state does area code 786 sit?

Florida. 786 is one of 23 area codes the NANPA table assigns to the state.

### Which places does area code 786 cover?

The places with the most ZIP codes among the rate centers in 786 are Miami, FL and Homestead, FL. The rate center list on this page shows all of them.

### Who owns area code 786?

NANPA assigns area codes. Within 786, Omnipoint Miami E License holds the most prefixes, 176 prefixes or 22%.

### Which time zone does 786 use?

The NANPA NPA report lists the time zone for 786 as Eastern (E).

### What year did 786 enter service?

The NANPA NPA report gives an in-service date of 1998-03-01, so 786 has been in use since 1998.

### Does area code 786 have an overlay?

Yes. 305 (in service 1947-01-01) and 645 (in service 2023-08-04) share the same area with 786, so numbers from all of them are local to each other.

### Which area codes are nearest to 786?

The area codes closest to 786, measured between the centers of the ZIP code places they serve, are 754 (about 19 miles), 954 (about 19 miles), 561 (about 54 miles), 728 (about 54 miles) and 239 (about 105 miles).

### How many prefixes does area code 786 have?

NANPA's report dated 2026-10-17 lists 786 prefixes in service in 786, spread over 5 rate centers and 48 holders.

### Are there complaints about 786 numbers?

The FCC data on file has 4,973 complaints for 3,266 numbers in 786. They are unverified consumer reports. A number with no complaints on file is not proven safe.

Sources: NANPA central office code report dated 2026-10-17; NANPA NPA report dated 2026-10-18; FCC unwanted-call complaints, data fetched 2026-10-17; ZIP code places from GeoNames (CC BY 4.0).